INTERACTIVE / OFFER TIMELINE

Put the payment on the calendar.

See how recurring charges, prepaid terms, monthly service fees and initial costs change the cash paid over a selected period.

FICTIONAL EXAMPLES — EDIT THE AMOUNTS

A Offer A
B Offer B

Show 1–24 months. Recurring payments are charged at the start of each selected term.

Your payment picture

Offer A

$1,200

cash paid during 6 months

Due initially
$200
Recurring payments cover
6 months

Offer B

$900

cash paid during 6 months

Due initially
$900
Recurring payments cover
6 months

The recurring payment may buy time beyond this viewing window. Monthly service fees are counted only within the window. This is cash paid, not a refund estimate or the value of care received.

When each payment falls

A · orangeB · blue

Month 1
A$200
B$900
Month 2
A$200
B$0
Month 3
A$200
B$0
Month 4
A$200
B$0
Month 5
A$200
B$0
Month 6
A$200
B$0

Calculations stay in this page and reset on reload. No amounts are submitted or saved.

What this picture includes

Enter a recurring payment and the months it covers. Add any separate monthly service fee and one-time initial fee. The tool assumes all payments begin in month one and renew unchanged, with no missed payments or refunds.

It does not model promotional months, interest, financing, taxes, insurance changes, partial months or variable prescriptions. It does not determine how long treatment is appropriate.

Show the calculation

For a recurring payment P every T months over a window of H months, recurring cash paid is P × ceil(H ÷ T). Add H monthly service fees and one initial fee. Paid-for recurring periods cover T × ceil(H ÷ T) months. Amounts are rounded to cents before calculation.

Read monthly equivalents versus advance payments or separate membership and medication fees for examples with context.